Editorial Review
Goldco review
Researching Goldco for your retirement plan? We've gathered the verifiable facts — fees, minimums, storage, and reputation — alongside our honest editorial take, so you can decide whether it fits the role gold should play in a diversified portfolio.
Goldco is a large, well-established precious-metals IRA firm with a $25,000 minimum, a transparent published fee schedule, and a strong buyback program. That mix makes it a popular full-service choice for first-time and mid-size investors.
Best for: Mid-size rollover investors
Account minimum
$25,000
Link to the company's official site. We are not compensated by this firm.
The facts at a glance
Founded
2006
Headquarters
Calabasas, California
BBB rating
A+ · Accredited
Metals offered
Gold, Silver
Custodian partners
STRATA Trust, Equity Trust
Storage partners
Brink's, Delaware Depository
Fees
Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.
What stands out
- ✓Buyback program with a highest-price guarantee
- ✓Dedicated rollover assistance for 401(k)/403(b)/TSP/IRA transfers
- ✓Promotional bonus metals on qualifying large purchases
- ✓Lower minimum than education-focused premium rivals
Editorial pros
- ＋Lower $25,000 minimum makes it more accessible than $50k-minimum rivals
- ＋Clearly published, predictable annual fee schedule
- ＋Strong buyback program and dedicated rollover assistance
- ＋A+ BBB rating and a long operating history (since 2006)
Editorial cons
- －Promotional bonus-metal offers can obscure the true cost basis and are tied to large purchases
- －Limited to gold and silver (no platinum or palladium)
- －First-year cost rises once setup and segregated storage are included
Ratings are our independent editorial opinion, not user reviews. Pros and cons are our fair editorial opinion based on public sources.
Highlights
Goldco — common questions
What is the minimum investment for Goldco?+
Goldco lists a stated account minimum of $25,000. Minimums can change, so confirm the current figure directly with the company before opening an account.
What fees does Goldco charge?+
Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.
Which metals can I hold with Goldco?+
Goldco offers IRS-approved Gold, Silver for precious-metals IRAs. Eligibility for any specific coin or bar is confirmed by your custodian and dealer before purchase.
Where does Goldco store IRA metals?+
IRA metals are held at an IRS-approved depository — never at home. Goldco works with Brink's, Delaware Depository.
Sources & last reviewed
Facts in this profile were last reviewed in 2026-06. Compiled from public sources including: